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 @SKT9WBKarnataka से उत्तर…3वर्ष3Y

Punishments and incentives are no use if effective monitoring is not done. The present system has lot of opportunities for leakages. There should be a tightly integrated system which constantly monitors such occurance and speedy disposal of cases

 @SKC6YXभारतीय जनताMaharashtra से उत्तर…3वर्ष3Y

Carrot & stick policy : incentives, amnesty to violators for a fixed small period of time, then punishment for both violators and banks. Long term reduction of excessive taxes, taking the nation into a low tax, small government regime.